Have you applied for loans? I had no credit history and I got a loan for periodontal treatment. The dentist applied for me, borrowed like $3000. It's probably easiest for you to go to a dentist and say you want that treatment and have them apply for you. They asked if I could afford a monthly payment of X a few times and I said no and they actually just lowered the price of treatment a few times. I intended to pay it but I sent money for a couple months and then got a letter saying they didn't get it, so I just stopped paying. Meant to sort it out but forgot about it. Now if I do nothing in a few years it won't even be on my credit report. If you don't pay, when you get calls from collections just don't tell them anything and hang up. I've heard there is some chance of being sued. I'd rather be sued than go without dental treatment. It's not like there are debtor's prisons anymore (except for child support) you shouldn't be afraid to take a loan. For legal reasons I think I should say that I am not advising you to fraudulently take loans without intending to pay them back. I'm just stating the fact that it's not that bad to take loans and not pay them.
My advice for trading:
You'll have to look up a lot of things on investopedia for things I do not explain. Calls are options you buy to bet a stock is going up and puts are options you buy to bet it's going down.
I started at the best time, the friday before the wu flu crash in late february/early march. In a bull market everyone seems like a genius. That's all I owe my success to. I used to think I was a stock picking savant but actually it's just opportunity, boldness and luck. I pretty much just keep making bold bets that the whole economy will go up and I multiply my money that way. When it started going down I actually bet on it going down and then I switched at the right time. I'd say there's still time to make easy dumb money, I suspect that the market is going up until the election and if Trump wins it'll probably go up some more as it did in 2016. After I think it's back to normal I'm probably going to adopt a safer and less profitable strategy, probably just putting my money into exchange traded funds (etf).
Almost entirely I trade options rather than stocks. Options are the way to make lots of money fast. Whatever amount of money I want to keep safe I buy stocks with. I don't even care how much my stocks go up and down because they don't move much compared to options. An exception is TVIX, an etf that goes up when the market goes down. I think it has to do with short selling (borrowing stocks that your broker owns and selling them, then when the stocks go down you buy the stock and give it back to the broker). It moves about as much as options do. There are no options to trade for it. It's getting delisted soon, so if I wanted that I would buy options for SQQQ, a similar etf but it is less voltitile.
My strategy is to buy call debit spreads (look that up on investopedia). Usually out of the money. I've tried out other options strategies but right now I just buy debit spreads. I buy ones that expire about two months later. In the past I have bought naked options and sold when they shot up instead of waiting for them to expire. I do not look at indicators or the greeks at all any more. I just think about it and trust my gut. I am "dumb money" as opposed to institutional traders and ai day trading bots and such. Two important things to keep track of is holidays where the market is closed (you might be making plans for say friday but then on friday you find the markets are closed) and earnings reports if you're trading individual companies. Earnings are when companies report their quarterly earnings. You can find which companies are reporting soon on earningswhispers.com or you can look up the companies you're interested in.
I advise against trading single companies instead of etfs, which average out several companies. As I've said I mostly only trade Dow inc, but I treat it as if it represents the entire economy and that works because it's a big manufacturing company. I suggest SPY, NASDAQ(tech), DJIA(manufacturing). I trade single companies when I know something that makes me think I can predict them. An example is Logitech, I bought calls for when people were buying cameras and microphones and such, and I judged it to not be "priced in", meaning that I didn't think the stock price went up because of that yet. I sold them right before they reported earnings and that was exactly the right time to sell them even though their earnings were good because the price went up too much the week before earnings.
Along the way I have had to learn things and have made several costly and dumb mistakes. You definitely will too. I have emotionally adapted. I will suggest avoiding selling your options planning to rebuy them at a lower price. It's always been a mistake for me. Sometimes they go way higher than they were before. Then you've got to decide whether or not to accept the losses and buy them for more than you bought them for before. Or after you sell they could go down and you're excited to buy them at a cheaper price. And they keep going down and become worthless. I kept buying more of an option as it went down because I thought it was a better price for me. I would have lost all my money if I didn't have some of another option that did really well. I used to spend hours pacing and thinking. I don't need to think much anymore.
When you're making a trade, You should know how much you're risking, how much you might gain (with debit spreads you know exactly the maximum amount you can gain), how high you expect the stock to go up. You should know about limit orders and stop loss orders. I've never used stop loss orders though because I am always bullish on my own trades. Also listen to the song "The Gambler", that's good advice. There's a book I've been meaning to read that is good from what I've seen of it, Confusion de Confusions, written a few hundred years ago about the culture of traders on the Dutch market. They even traded options back then.