If you need money then get a job.
You choose the to not have money, so you need to learn to accept the consequence of your choices.
You must accept your situation if you are unwilling to do what is necessary to change your situation.
Ether way you are a adult and must take responsibility and agency over your life to ever know peace.
If you are discontent with your situation then change it.
Otherwise you made your bed and now must lay in it. In other words you must learn to accept your situation and accept that you are in such a situation do to your choices. That it is the result of your preferences and where you are now is the natural conclusion of all the events in your life leading up to it.
But if you hate where you life has lead, hate where you currently are, and can't accept your situation, then it is up to you to change that situation by taking control of the only thing you really do have control of, yourself.