>>295935Neetie makes $800 on disability a month. He spends most of it in the same month, let's say $700. He has $100 left over
Wagie makes $1280 a month working at minimum wage. His costs are the same as neetie's, so he pays $700 and saves $580 a month.
What happens to Neetie and Wagie's earnings over the course of a year? Neetie makes $9600, but saves only $1200. Wagie makes $2560, and saves $6960. So overall Wagie has saved 5.8x more money than Neetie over the course of a year. Do that math for a much longer period, say ten years. Then factor in that Wagie will see a incremental increase in earnings commensurate with experience and training.
Do you think Neetie is doing something so valuable in his free time that it is worth a difference of 5.8x the money he chooses to forgo by not working? No! He is in all likelihood experiencing crippling depression and social isolation while being addicted to frivolous forms of entertainment like video games and television. Which ultimately leaves him in a self destructive spiral of soft addictions and deeply unhappy!
So really there's no comparison. Unless you have a real health reason for why you can't work a job, you should begin immediately. Anyone who pushes back against this calculus is willfully ignorant and merely rationalizing their sad state of misery.