You are still alive, right? Then you can live philosophy. What I mean by this is finding some philosophy which suits you or making up your own and living according to it. From what you wrote it sounds like you are something like a taoist.
>The first guy is living in ignorance. Ignorance could be a form of philosophy of life.
There is a difference between someone who actually thought about the deeper things of existence and decided it's not worth bothering with them and your average man who never even questioned anything.>The second that reads is an observer, his philosophy of life could be that he is here to experience the world and aspects of the universe presented to him in his unique way.
The 2nd is just swallowing the ideas of others, nothing more. This is pretty much people who think they are so wise because they read many books relating to philosophy, while actually they are parroting the ideas of other men and don't know how to think for themselves or how to come up with original thoughts.>The third could very well be me writing my nonsense here, which could be seen as moronic rather than enlightened.
You wrote down your own thoughts, that's never moronic.
4 is the best because it combines intellectual pursuits with pragmatism. If you can't live according to your ideology then you are a living contradiction to me. Like Schopenhauer or Nietzsche for example, the kings of roleplaying. I consider the ideal philosopher to be someone like Diogenes.
Striving is fun. Shaping yourself is also exciting. At least to me. Man is in the process of becoming always, unless he takes control of himself and becomes something that he sticks with. I can respect this kind of endurance and living according to what you preach.